Plan Details
Health Questionnaire Required
Get health, vision and emergency medical travel insurance with the added advantage of prescription drug coverage. You will need to answer some health questions when you apply, but we’ll keep it as simple as possible. Really.
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Health Questionnaire Required
Your health will be evaluated. If you have medical conditions when you apply, you will receive an offer for coverage that excludes prescription medications that treat your pre-existing medical conditions.
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Prescription Drugs
SureHealth plans offer coverage for generic prescription medications that are approved for use in Canada, have a DIN, require a prescription by law and have been prescribed by an authorized medical practitioner. Brand name prescription medications may be covered if no generic equivalent exists. Smoking cessation products and drugs for the treatment of obesity, infertility and erectile dysfunction are not covered.
Quebec residents must be covered by the RAMQ (Régie de l’assurance maladie du Québec) plan. Prescription drug claims must be submitted to RAMQ first. When RAMQ reimburses a portion of the drug cost, unpaid balances (including co-payments and deductibles) will be co‑ordinated so that you may be reimbursed up to 100% of the eligible expense incurred. If the drug is not covered by RAMQ, the standard co-pay applies.
Prescription Drugs Maximums Pays 80% up to
Year 1 - 2: $2,500
Year 3+: $3,500 per person per year
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Vision Care Prescription eyeglasses, contact lenses, laser eye surgery Maximum:
$150 per person every 2 years
Eye Examination Maximum:
$80 per person every 2 years
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Extended Health Care Professional Services / Registered Therapists Acupuncturist, Chiropractor, Chiropodist / Podiatrist, Massage Therapist, Naturopath, Osteopath, Physiotherapist
Maximums:
$20 per visit
$400 per person per practitioner, per year
Psychologist / Registered Social Worker, Speech Therapist
Maximum:
$400 per person per practitioner, per year
Online Mental Health Therapy Personalized cognitive behavioural therapy delivered digitally (iCBT). The BEACON Standard course includes an assessment and a dedicated therapist who tailors therapy, online exercises and activities, and is reachable via digital messaging on your mobile device. One Standard course (up to 12 weeks) per person per year. Accidental Dental Maximum:
$5,000 per person per year
Ambulance Transportation Includes land and air Hearing Aids Maximums:
Year 1-4: $350
Year 5+: $500 per person every 4 years
Medical Services Diagnostic tests and x-rays, dialysis equipment, laboratory tests
Maximum:
$2,000 per person per year
Medical Items and Home Support Services (in-home nursing) Medical Items include diabetic supplies (like blood glucose monitors and lancets), custom made boots or shoes, custom made foot orthotics, mobility aids (like canes, crutches, walkers, wheelchairs), prosthetics, aids for daily living (like hospital style beds, IV stands, a trapeze, a bedpan), braces, casts, catheters and ostomy supplies, compression stockings, respiratory/cardiology items like breathing and heart monitors for infants, compressors and oxygen.
Separate maximums for Medical Items and Home Support Services
Maximums:
Year 1: $2,000
Year 2: $3,000
Year 3: $4,000
Year 4+: $5,000 per person per benefit category, per year
Please note: CPAP, BIPAP, APAP and/or AMP machines and supplies are eligible for coverage with a max. of $500 in Year 1 and $500 in Year 2.
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Travel Multi-Trip Emergency Medical Travel Coverage out-of-province or country Maximums:
15 days per trip
$5,000,000 per person per year
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Optional benefit pays for the difference in cost between standard ward charges and semi-private and/or private accommodation in a public general hospital in your province/territory of residence.
Maximum:
Up to 30 days per person per year
What's More
- Multi-trip emergency medical travel coverage (up to 15 days per trip)
- Add optional preferred hospital accommodation to increase your protection even more. It's your choice.
- No waiting period! Once your application is approved, your coverage will begin on the first day of the following month.
- Get instant access to your benefits with the GSC pay-direct benefit card.
- File a claim, review your coverage and locate a nearby health practitioner from anywhere, any time with GSC everywhere online services and the GSC everywhere mobile app.