Plan Details
Guaranteed Acceptance
Enjoy extended health care benefits in a dental insurance plan with generous coverage that translates to fewer out-of-pocket expenses. Sounds good, right?
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Guaranteed Acceptance
No medical questions or exams. Yes, this plan even covers pre-existing conditions. Applying is quick and easy!
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Overall Maximums
Year 1: $600
Year 2: $800
Year 3+: $1,000 per person per year
Recall Frequency9 months
Basic ServicesBasic Services include coverage towards:
- Preventive cleaning
- Routine examinations, x-rays
- Fillings and extractions
- Flouride treatment for children
Pays 80%, subject to annual maximum
Comprehensive Basic ServicesComprehensive Basic Services include coverage towards:
- Endodontic treatment – root canal therapy
- Periodontal treatment – scaling and root planing, occlusal adjustment, equilibration
- Denture repairs, rebasing, relining
Pays 80%, subject to annual maximum
Major ServicesMajor Services include coverage towards:
- Crowns and onlays
- Dentures
- Bridgework
Available in Year 3: Pays 50%, subject to annual maximum
Orthodontic ServicesOrthodontic Services include coverage towards:
- Straightening teeth and correcting the bite
Not included
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Prescription eyeglasses, contact lenses, laser eye surgery
Maximum:
$150 per person every 2 years
Eye ExaminationMaximum:
$65 per person every 2 years
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Professional Services / Registered Therapists
Chiropractor, Massage Therapist, Physiotherapist, Acupuncturist, Chiropodist / Podiatrist, Dietitian, Naturopath, Osteopath
Maximums:
$20 per visit
$400 per person per practitioner, per year
Speech Therapist
Maximum:
$400 per person per year
Mental Health ServicesPsychologist / Psychotherapist / Registered Social Worker
Maximum:
$400 per person per year, combined
Inkblot™† Therapy:
4 hours of virtual counselling (2 hours for individual therapy, 2 hours for couples therapy) per person per year; additional therapy is eligible for coverage under the Psychology benefit
Accidental DentalMaximum:
$5,000 per person per year
Ambulance TransportationIncludes land and airHearing AidsMaximums:
Year 1-4: $350
Year 5+: $500 per person every 4 years
Medical ServicesDiagnostic tests and x-rays, dialysis equipment, laboratory tests
Maximum:
$2,000 per person per year
Medical Items and Home Support Services (in-home nursing)Medical Items include diabetic supplies (like blood glucose monitors and lancets), custom made boots or shoes, custom made foot orthotics, mobility aids (like canes, crutches, walkers, wheelchairs), prosthetics, aids for daily living (like hospital style beds, IV stands, a trapeze, a bedpan), braces, casts, catheters and ostomy supplies, compression stockings, respiratory/cardiology items like breathing and heart monitors for infants, compressors and oxygen.
Separate maximums for Medical Items and Home Support Services
Maximums:
Year 1: $2,000
Year 2: $3,000
Year 3: $4,000
Year 4+: $5,000 per person per benefit category, per year
Please note: CPAP, BIPAP, APAP and/or AMP machines and supplies are eligible for coverage with a max. of $500 in Year 1 and $500 in Year 2.
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Multi-Trip Emergency Medical Travel Coverage out-of-province or country
Maximums:
15 days per trip
$5,000,000 per person per year
What's More
- This plan is specially designed to cover pre-existing conditions you may have.
- Multi-trip emergency medical travel coverage (up to 15 days per trip)
- No waiting period! Once your application is approved, your coverage will begin on the first day of the following month.
- Get instant access to your benefits with the GSC pay-direct benefit card.
- File a claim, review your coverage and locate a nearby health practitioner from anywhere, any time with GSC everywhere online services and the GSC everywhere mobile app.