Plan Details
Guaranteed Acceptance
Enjoy extended health care benefits in a dental insurance plan with generous coverage that translates to fewer out-of-pocket expenses. Sounds good, right?
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Guaranteed Acceptance
No medical questions or exams. Yes, this plan even covers pre-existing conditions. Applying is quick and easy!
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Dental Care Overall Maximums Year 1: $600
Year 2: $800
Year 3+: $1,000 per person per year
Recall Frequency 9 months
Basic Services Basic Services include coverage towards:
- Preventive cleaning
- Routine examinations, x-rays
- Fillings and extractions
- Flouride treatment for children
Pays 80%, subject to annual maximum
Comprehensive Basic Services Comprehensive Basic Services include coverage towards:
- Endodontic treatment – root canal therapy
- Periodontal treatment – scaling and root planing, occlusal adjustment, equilibration
- Denture repairs, rebasing, relining
Pays 80%, subject to annual maximum
Major Services Major Services include coverage towards:
- Crowns and onlays
- Dentures
- Bridgework
Available in Year 3: Pays 50%, subject to annual maximum
Orthodontic Services Orthodontic Services include coverage towards:
- Straightening teeth and correcting the bite
Not included
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Vision Care Prescription eyeglasses, contact lenses, laser eye surgery Maximum:
$150 per person every 2 years
Eye Examination Maximum:
$65 per person every 2 years
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Extended Health Care Professional Services / Registered Therapists Acupuncturist, Chiropractor, Chiropodist / Podiatrist, Massage Therapist, Naturopath, Osteopath, Physiotherapist
Maximums:
$20 per visit
$400 per person per practitioner, per year
Psychologist / Registered Social Worker, Speech Therapist
Maximum:
$400 per person per practitioner, per year
Online Mental Health Therapy Personalized cognitive behavioural therapy delivered digitally (iCBT). The BEACON Standard course includes an assessment and a dedicated therapist who tailors therapy, online exercises and activities, and is reachable via digital messaging on your mobile device. One Standard course (up to 12 weeks) per person per year. Accidental Dental Maximum:
$5,000 per person per year
Ambulance Transportation Includes land and air Hearing Aids Maximums:
Year 1-4: $350
Year 5+: $500 per person every 4 years
Medical Services Diagnostic tests and x-rays, dialysis equipment, laboratory tests
Maximum:
$2,000 per person per year
Medical Items and Home Support Services (in-home nursing) Medical Items include diabetic supplies (like blood glucose monitors and lancets), custom made boots or shoes, custom made foot orthotics, mobility aids (like canes, crutches, walkers, wheelchairs), prosthetics, aids for daily living (like hospital style beds, IV stands, a trapeze, a bedpan), braces, casts, catheters and ostomy supplies, compression stockings, respiratory/cardiology items like breathing and heart monitors for infants, compressors and oxygen.
Separate maximums for Medical Items and Home Support Services
Maximums:
Year 1: $2,000
Year 2: $3,000
Year 3: $4,000
Year 4+: $5,000 per person per benefit category, per year
Please note: CPAP, BIPAP, APAP and/or AMP machines and supplies are eligible for coverage with a max. of $500 in Year 1 and $500 in Year 2.
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Travel Multi-Trip Emergency Medical Travel Coverage out-of-province or country Maximums:
15 days per trip
$5,000,000 per person per year
What's More
- This plan is specially designed to cover pre-existing conditions you may have.
- Multi-trip emergency medical travel coverage (up to 15 days per trip)
- No waiting period! Once your application is approved, your coverage will begin on the first day of the following month.
- Get instant access to your benefits with the GSC pay-direct benefit card.
- File a claim, review your coverage and locate a nearby health practitioner from anywhere, any time with GSC everywhere online services and the GSC everywhere mobile app.