Family Health Insurance Plans
Sudden health care expenses can put added pressure on an already-stretched financial budget, especially where families are involved. Private family health insurance plans are designed to ensure that you and the rest of your clan are covered for day-to-day health maintenance as well as medical emergencies.
Here in Canada, we are fortunate to have some medical coverage through our Medicare health care program. However, some coverage does not mean all coverage. While essential in-hospital care comes free of charge, for the most part, you are required to pay out-of-pocket for common medical services like:
- Prescription drugs
- Routine check-ups, simple and enhanced dental procedures
- Eye exams and prescription eyewear
- Registered specialists and therapists
- Emergency medical travel coverage
Health care is a family affair
You can purchase a family health insurance plan through one of many health benefits providers to supplement your provincial or territorial insurance. It’s the right decision to make for yourself and for your loved ones, especially if:
- You have no group health benefits at work
- You are about to lose your group health coverage
- You are self-employed, work on contract or freelance and don’t have personal health insurance.